Beth Locke, REALTOR®

Beth Locke, REALTOR®Beth Locke, REALTOR®Beth Locke, REALTOR®

(506) 961-2405

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    • Home
    • About
      • About Beth
      • Our Community
      • Contact Me
    • My Areas
    • Listings
      • My Listings
      • MLS search
      • Dream Home Search
      • Price Drop Tool
      • Neighbourhood Buzzer
    • Buying&Selling
    • SENIORS
      • Real Estate for Seniors
      • Where to Start
      • Home Support Services
      • The Good Stuff
    • Blog
    • Testamonials
    • Resources
      • Preparing Your Home
      • Staging Your Home - I
      • Staging Your Home - II
      • House Hunting
      • New Home Checklist
      • Home decor fundamentals
      • Home Decor - Painting
      • Calculators
      • Local Resources
      • General Resources
      • Contact Me

Beth Locke, REALTOR®

Beth Locke, REALTOR®Beth Locke, REALTOR®Beth Locke, REALTOR®

(506) 961-2405

  • Home
  • About
    • About Beth
    • Our Community
    • Contact Me
  • My Areas
  • Listings
    • My Listings
    • MLS search
    • Dream Home Search
    • Price Drop Tool
    • Neighbourhood Buzzer
  • Buying&Selling
  • SENIORS
    • Real Estate for Seniors
    • Where to Start
    • Home Support Services
    • The Good Stuff
  • Blog
  • Testamonials
  • Resources
    • Preparing Your Home
    • Staging Your Home - I
    • Staging Your Home - II
    • House Hunting
    • New Home Checklist
    • Home decor fundamentals
    • Home Decor - Painting
    • Calculators
    • Local Resources
    • General Resources
    • Contact Me

What do I need to do before closing?

 Your offer has been accepted and you can’t wait to move in. These are exciting times, but don’t break out the bubbly just yet. You have to close the deal. Your REALTOR® and lawyer will do most of the closing work, but here’s your checklist.


Closing checklist

  • Immediately begin satisfying any conditions of the agreement that require action on your part. Your REALTOR® will fill out the documents stating that the conditions have been satisfied.
  • Have your lawyer begin searching title to the property. This can take a while, so make sure you give ample time.
  • We recommend a home inspection to avoid any unpleasant surprises on move-in day.
  • Well before closing, get your homeowner’s insurance. Your insurance broker will give you a ‘binder’ letter certifying that you’re covered. You can’t get a mortgage without this letter!
  • Contact your lender and have them finalize your mortgage documents. Have your lawyer review them before you sign.
  • Your lawyer will transfer essential utilities like hydro and water, but you’ll have to make sure telephone and cable companies switch their services to your name.
  • If you rent, you must give notice to your landlord, or sublease your apartment.
  • Begin planning your big move! Where are those cardboard boxes? Book your moving service early to avoid scheduling problems.
  • Send out your change of address information and fill out a card at the post office.
  • Contact the Ministry of Transportation about changing your driver’s licenses.
  • A day or two before closing, you’ll meet with your lawyer to sign the closing documents.
  • Your lawyer will tell you in advance what certified cheques you’ll need to seal the deal.


The big day arrives

Deliriously happy and emotionally exhausted, here you are on closing day. You made it! If your lawyer has arranged everything well, closing day can be surprisingly low on drama. Before you know it, you’ll be handed the keys you new home.


Congratulations!

Copyright © 2020 Beth Locke, Realtor® - All Rights Reserved.

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 The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. 


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